Legal Documents to look for before buying a house

Buying a house is not an issue to be taken lightly. The first thing to do before buying the house you’re going to call home is to find out if all the legal requirements have been taken care of by the builder. Here are a few things to look out for to ensure hassle free living:

Get your papers right

Here is a simple question. How do you prove you’re a graduate and not a high school dropout? Through certificates and mark sheets. Similarly, when you buy a property, the proof that it is legal can be seen in the agreement papers.  Documentation is the first check point. You may argue that the builders advertise heavily and the construction happens in the open, so if it’s illegal, it will catch the eyes of the authorities concerned. Don’t be too sure, you can be caught up in a web of legal procedures if you don’t check this.

Land Record

The title deed is the most important document as it gives details about ownership, rights, obligations and mortgages on the property. So it validates whether the land where the project is coming up has been registered and development rights transferred. Get a copy of it from the builder and cross-check the information with the land record office.

Construction Clearances

The ‘certificate of commencement’ is mandatory to commence any construction of a property. The certificate is issued by the town planning and engineering department post the inspection of the basic foundation for a superstructure and building boundaries. This also means that the builder would have obtained the required licenses, sanctions and permissions for the map that are required before you can even start excavating.

Approved Planning

It is good idea to run an additional check and verify that the building plan and layout plan has been approved and no byelaw applicable in the area has been broken. Make sure that the floor where you have booked your flat has been approved in the building plan. The layout should be in accordance with the National Building Code of India (NBC). NBC is a comprehensive guideline, a code, for regulating the building construction activities across the country. Get this document verified with the local municipal authorities.

No Objection Certificates (NOCs)

The builder should also be able to give you a copy of the urban land ceiling NOC (if applicable), an environment clearance NOC as well as NOCs from the electricity, water and lift authorities, if there is one.

Bearing all this in mind you are now ready to take on the market and find the home of your dreams.

Skyline

Skyline Constructions is one of Karnataka’s most trusted names in real estate, something we have achieved through sheer hard work, dedication and resolve.

With a talented and dedicated team of architects and engineers, we have built world-class spaces and has earned the confidence of our clients’ with over 60 completed projects adding up to over four million square feet in industrial, commercial and residential space. To know more visit skylineconstructions.com

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